Free Money Tool

Side Hustle Profit Calculator

Mitumba, mandazi, braiding, catering, online selling. Find out what your side hustle really earns after stock, fare, airtime and M-Pesa charges.

Your side hustle, in a typical month

Use your average month. Leave a box empty if it does not apply.

Items or orders sold per month Pieces, plates, bookings or orders.

Selling price per item (KES)

What each item costs you (KES) Stock, ingredients, packaging, thread, anything used up per sale.

M-Pesa and Till charges (percent of sales) Lipa na M-Pesa Till is about 0.55 percent. Put 0 if customers pay cash. Check your own statement, as charges can change.

Stall, rent or licence per month (KES)

Fare and delivery per month (KES) Matatu, boda boda, delivery riders.

Airtime, data and promotion per month (KES) Bundles, WhatsApp status, paid adverts.

Any other monthly costs (KES)

Hours you work on it each week Selling, buying stock, cooking, replying to customers.

Monthly profit you want (KES, optional)

Your result

Sales

All costs

Profit

Profit margin

Break-even

Profit per hour

What next?

Plan where the profit goes: Money Market Fund calculator or Chama Contribution calculator.

This calculator gives an estimate to help you plan. It is not financial or tax advice. Your own time is not counted as a cost, so check the profit per hour figure. Business income may be taxable, so confirm with the Kenya Revenue Authority if your hustle grows.